Government Information
Local resourse for Richland County, Lexington County, and Kersaw County.
Is South Carolina a judicial foreclosure state?
Yes. In South Carolina, the lender must sue the borrower and prove the lender is entitled to foreclose. The homeowner (defendant) has the right to defend the foreclosure by conducting discovery, raising defenses, and filing counterclaims (that is, suing the lender under various causes of action). The homeowner can make the lender prove the default occurred, prove the amount owing, dispute the lender’s allegation that the homeowner is not eligible for a mortgage modification, and raise other claims and defenses.
What court handles foreclosures in South Carolina?
Foreclosures are handled by the circuit courts and then referred to special judges called Masters-in-Equity. In some counties with smaller populations, foreclosures are referred to attorneys assigned to hear the cases—called “referees.”
In South Carolina, does it matter if an attorney closed my mortgage loan?
Yes, if you’re in South Carolina, real estate closings are considered the practice of law. If your mortgage loan was not closed by a licensed South Carolina attorney, the lender may not be able to foreclose. Foreclosure is an equitable remedy so those with “unclean hands” are not allowed to come into court if they’ve violated the law.
What to expect when buying foreclosed homes in South Carolina
If you are looking for good deals, buying South Carolina foreclosed homes can appear to be a good option. While it is certainly possible to purchase a home at a price lower than market value when buying a foreclosure, you must understand what is involved. If you are...
Kershaw County
Your Title Goes Here
Master of Equity
The Clerk of Court is also responsible for drawing jurors for Civil and General Sessions Court and the Grand Jury for the County.
Lis Pendents
The duties of the Register of Deeds are set out by the South Carolina Code of Laws. The Register of Deeds services for Kershaw County includes providing and maintaining land records dating back to 1791. To view our records from 1791 – 1995 you must come into the Register of Deeds Office.
The governing body of Kershaw County appoints the Register of Deeds.
State Tax Lien Registry available November 1st 2019
Go to the SC DOR Website for LienRegistry
https://recordroom.cottsystems.com/kershawsc/guest/Search/OIB
Online Land Records (sclandrecords.com) (1990-CURRENT)
The Register of Deeds Does:
- File, index and record deeds, mortgages, plats, state and federal tax liens, uniform commercial codes, mechanic’s liens and other miscellaneous documents pertaining to real property.
- Collect state mandated recording fees on all documents. PROPERTY RECORDS RECORDING FEES
- Assist the general public in obtaining copies of deeds, mortgages, plats, tax liens, uniform commercial codes or other recorded documents at the rate of $0.50 per page.
- Provide certified true copies of recorded documents at the rate of $1.00 per document plus copy charge.
- Offer onsite information and instructions on how to use computers, copy machines, record books and microfilm.
- Give very limited information over telephone.
- Provide access to other county offices via networked computers (use with limited office assistance).
- Provides South Carolina Archives a microfilmed duplicate of all records for security as required by law.
The Register of Deeds Does Not:
The duties of the Register of Deeds are set out by the South Carolina Code of Laws. The Register of Deeds services for Kershaw County include providing and maintaining land records dating back to 1791. To view our records from 1791 – 1995 you must come into the Register of Deeds Office.
The governing body of Kershaw County appoints the Register of Deeds.
State Tax Lien Registry available November 1st 2019
Go to the SC DOR Website for LienRegistry
https://recordroom.cottsystems.com/kershawsc/guest/Search/OIB
DEED INDEXES (GRANTOR/GRANTEE 1965-1990
MORTGAGE INDEXES (MORTGAGOR/MORTGAGEE) 1953-1990
PLAT INDEXES 1791 -1990
Online Land Records (sclandrecords.com) (1990-CURRENT)
Our online records are as follows:
LAND – INDEXES – DECEMBER 1990 THRU CURRENT
IMAGES – DECEMBER 1990 THRU CURRENT
PLATS – INDEXES – DECEMBER 1990 THRU CURRENT
IMAGES – DECEMBER 1990 THRU CURRENT OR
IMAGES – PLAT BOOK 39-44
IMAGES – PLAT BOOK A1-A200, B1-B200, C1-C200, D1 THRU CURRENT
SPECIALS – TAX LIENS – INDEXES – JULY 1994 THRU CURRENT
IMAGES – 2003 THRU CURRENT
UCC’S – INDEXES – JULY 1994 THRU CURRENT
IMAGES – NONE
Office Responsibilities:
The Register of Deeds Does:
- File, index and record deeds, mortgages, plats, state and federal tax liens, uniform commercial codes, mechanic’s liens and other miscellaneous documents pertaining to real property.
- Collect state mandated recording fees on all documents. PROPERTY RECORDS RECORDING FEES
- Assist the general public in obtaining copies of deeds, mortgages, plats, tax liens, uniform commercial codes or other recorded documents at the rate of $0.50 per page.
- Provide certified true copies of recorded documents at the rate of $1.00 per document plus copy charge.
- Offer onsite information and instructions on how to use computers, copy machines, record books and microfilm.
- Give very limited information over telephone.
- Provide access to other county offices via networked computers (use with limited office assistance).
- Provides South Carolina Archives a microfilmed duplicate of all records for security as required by law.
The Register of Deeds Does Not:
Property Tax Records
What This Office Does:
- Appraise real property and manufactured (mobile) homes for tax purposes
- Measure and appraise new construction for tax purposes
- Conduct county wide reassessment every 5 years required by the SC Department of Revenue
- Accept and process appeals of values
- Represents the County in real property & mobile home value appeals to the Board of Assessment Appeals
- Transfers ownership of real property recorded deeds
- Process 4% legal residence and agriculture applications
- Maintain and process multiple lot discount applications
- Change mailing addresses for real property & mobile owners as requested
- Accept New Construction exemption, ATI exemption, Military LR exemption, HOA property exemption forms
- Provide actual & potential or estimated rollback tax information
- Process fire reports
- Process mobile home affidavits
- Maintains GIS Mapping Web Site with property information
This Office Does Not:
- Give legal advice
- Research real property for legal claim
- Have tax or other information on VEHICLES, BOATS MOTORS, OR OTHER PERSONAL PROPERTY (SEE AUDITOR, ROOM 120) Kershaw County Auditor
- Grant Homestead Exemptions for real property (SEE AUDITOR, ROOM 120)Kershaw County Auditor
- Accept payments for County property taxes (SEE TREASURER, ROOM 140) Kershaw County Treasurer
- Give information on delinquent taxes (SEE TREASURER, ROOM 140) Kershaw County Treasurer
- Grant Veterans Exemptions for real property (SEE DEPARTMENT OF REVENUE) SC Department of Revenue
- Assess manufacturing or utility properties (SEE DEPARTMENT OF REVENUE) SC Department of Revenue
- Issue new decals for mobile homes or moving permits (SEE PLANNING & ZONING, ROOM 160) Kershaw County Planning & Zoning
- Record deeds (SEE REGISTER OF DEEDS, ROOM 180) Kershaw County Register of Deeds
Lexington County
Your Title Goes Here
Master of Equity
Lis Pendents
Approximately Tuesday of the week following the first publication of sale notices in the Lexington Chronicle, the court’s roster of sales will be posted under the Judicial Sale link. A copy of this roster and a Sale Book (containing copies of the Notice of Sale and Master’s Report and Judgment for each case on the roster) will also be available in the Records Room of the Clerk of Court’s office (1st floor of the Judicial Center) for public viewing.
Property Tax Records
Lexington County shall assume no liability for:
- any errors, omissions, or inaccuracies in the information provided regardless of how caused, or
- any decision made or action taken or not taken by any person in reliance upon any information or data furnished hereunder.
If you have read and understood the disclaimer and wish to continue, please select the Accept Disclaimer button.
Richland County
Your Title Goes Here
Master of Equity
The Richland County Master-in-Equity is a revenue-generating office. The Master-in-Equity collects fees in actions for partitions, foreclosures of liens upon property, supplemental proceedings by judgment creditors, deed preparations and receives a commission on sales of land. Funds collected by the Master or on deposit in an interest bearing account and are turned over to the General Fund of Richland County.
General Information
Masters are appointed by the Governor with the advice and consent of the General Assembly for a term of six years. They may serve in a full or part-time capacity and are compensated by the county governing body. Masters-In-Equity have jurisdiction in matters referred to them by the Circuit Courts. They have the power and authority of the Circuit Court sitting without a jury, to regulate all proceedings in every hearing before them, and to perform all acts and take all measures necessary or proper for the efficient performance of their duties under the order of reference. This includes the power to rule on all motions, require the production of evidence, rule upon the admissibility of evidence, and call witnesses and examine them under oath. Masters may also conduct sales under certain circumstances. There are currently 22 Masters-In-Equity. Act 55 of 1999 and Rule 53, SCRCP, altered the appeals process or final judgments. Instead of going to the Circuit Court these appeals will now go to the Supreme Court or Court of Appeals as provided by the Appellate Court rules.
Department Function
Equity Court handles non-jury cases over $5,000. The Master-in-Equity Court provides a relatively quick and inexpensive means of litigation resolution for civil, non-jury matters. However, parties may not initiate action in the Master-in-Equity Court. Only cases assigned by the Court of Common Pleas through an Order of Reference signed by a Circuit Court Judge may be heard by the Master-in-Equity.
Additional Resources and Services
Master In Equity Court Rosters
Links to External Resources and Services
Lis Pendents
The state wide office of the ROD may be a bit confusing to you. The Office of ROD only exists in 15 of South Carolina’s 46 counties. In those counties that do not have a separate ROD Office, the functions of the office are carried out by the Clerk of Court. To make matters even more confusing, in 6 of the 15 counties which have separate ROD offices, the ROD is elected. In all of the other counties, the positions are appointed and report to the County Administrator/County Council.
Whether done by the Clerk of Court or ROD, the purpose of the office is to record land records. South Carolina Code of Laws, 1976, Section 30-7-10 makes the recording of documents conveying an interest in real property essential to validity. The law states, in pertinent part, ” all deeds.. all mortgages.. all leases.. all assignments, satisfactions, releases…and generally all instruments in writing conveying an interest in real estate…are valid…only from the day and hour when they are recorded in the office of register of mesne conveyances…” Thus, state law requires every county to provide an office where real estate transactions for that county can be recorded
Property Tax Records
We also classify property at a 4% ratio for your legal residence meaning that you own and occupy the property as your primary residence or at a 6% ratio for commercial property or non-owner occupied. We have approximately 176,400 pieces of property in our inventory and we are monitoring values and adding new construction each year as buildings are built. Richland County Interim Assessor State Law requires we do a reassessment every 5 years Katie Marr and the latest reassessment was accomplished in the tax year 2019 the next reassessment will be in the tax year 2024.
We also have a complete list of ownership of all property owners in Richland County and we separate parcels by taxing district so we can turn these values over to the Auditor for determination on millage in order to create the tax bills which are done roughly in November of each tax year. The office has 29 employees of which we have 12 appraisers who are out in the field, each day. When building permits are received from county and local municipalities, we work those building permits and in this way, we add value to the tax rolls. We also accept appeals. Each year we will send notices of classification appraisal and assessment of real estate for all new construction providing that the value increases by a sum greater than $1,000. By law, if you receive a notice, you are given 90 days to appeal the value of the property. Otherwise, you have the right to appeal between January 16 of that tax year going all the way through the first penalty period in the next year. Essentially from January 16 through January 15 of the next tax year.